Enabling business growth
‍with cashless payments

Increase your revenue with customer-first, innovative, and secure omnichannel digital payments solutions.

Get started

Contact sales

Licensed by the Central Bank of the UAE

Trusted by leading brands in UAE

Regulatory Licenses

One stop payments platform to help you grow business revenue

Give customers the ability to choose their payment mode with solutions built to simplify online, in-store, and global transactions.

Multiple payment modes across touchpoints

Improve customer transactional experiences

Reduce drop-offs and remove spend barriers

Better control on payments and business revenue

Empowering global brands with cashless payment solutions

We equip you with innovative online and offline digital payment infrastructure to meet consumer preferences at every touch point.

Online payment gateway

Our global payment processing platform enables you to process debit and credit card payments online. Integrate it with your website or mobile application to offer easy payment solutions to customers by including local payment methods.

Paylink

Create a payment link or button that customers can click to make a fixed or custom amount transaction.

Payable Invoice

Create and share invoices with customers in minutes via email or SMS with online payment options.

Learn more

Direct Pay

Embed a custom PayBy payment form on your website or application. Requires PCI certification.

Learn more

QR Code Payments

Create a custom QR code for your business to let customers scan and pay for orders.

Learn more

Recurring Payments

Easy to use subscription-payment processing service to simplify recurring payments for customers.

Learn more

JSAPI Payment

Let users who visit your website through the Botim app complete their purchase without leaving the app.

Point of sale

With built-in traceability, advanced reporting, integrated payment processing, and more, PayBy point of sale systems help businesses of all sizes scale their operations and offer outstanding experiences for cashless transactions.

Smart POS

Streamline your operations with our Smart POS solution. Generate PayLinks, QR codes, or accept in-store payments directly on the terminal.

Learn more

Smart BOX

A convenient and small device specially designed for SME (small and medium-sized enterprises), Smart BOX enables receiving and refunding money.

Learn more

Receive Money

Refund Money

Seamless AppCommerce

Integrate your brand’s mobile app with PayBy In-App payment solutions to enable online payments for users.

Supports the PayBy account system
Optimized PayBy mobile pay page
Comprehensive and secure mobile payments

Pay with Wallet

Give customers the ability to pay for orders with a multitude of supported wallets like Botim, PayBy, Wechat pay and AliPay+.

Learn more

Robust fraud detection and prevention

Advanced fraud detection and prevention mechanism integrated into the payment gateway to keep you secure.

We leverage AI-based fraud monitoring, 3D secure authentication, and transaction risk analysis to ensure your approval rates are not impacted.

Seamless integrations with leading CMS

We make it easy for you to get started with our payment solutions with robust integrations with the best CMS platforms.
‍
Streamline how you gather customer and payment information!

Other features for digital payments

PayBy is continually working on equipping your business with all the solutions you need to create seamless customer payment journeys online and offline.

Two day settlement

Guaranteed two day payment reconciliation and settlements across all payment modes at no extra costs.

Multi-currency support

Process international transactions, support multiple currencies, and handle complex cross-border payment scenarios.

Virtual Account

Virtual account in association with FAB created to facilitate collection of funds through cash/ cheque deposits through any FAB terminal.

Transfer to anyone

Transfer your account balance to multiple bank accounts or e-wallets apart from your business' merchant account.

API integration

Seamlessly integrate with various eCommerce platforms, shopping carts, and software systems with easy-to-use APIs.

Real-time reporting

Get detailed insights on sales performance, transactional trends and consumer behavior within the payment gateway.

Digital Receipts

Send a digital receipt to customers via email or SMS on completed transactions to reduce post-purchase anxiety.

Scannable customer QR

Gives PayBy customer app users the ability to present a scannable QR code to make payments to a PayBy merchant.

Licensed by The Central Bank of the UAE

PayBy has been given the highest levels of financial service approvals to conduct Stored Value Facility (SVF) and Retail Payment Services (RPS) operations.

Why leading brands use PayBy payment solutions

PayBy is a trusted payment partner for global brands across industries for its innovative approach and robust technology.

Regulatory Licenses

One stop payments platform to help you grow business revenue

Online payment gateway

Paylink

Payable Invoice

Direct Pay

QR Code Payments

Recurring Payments

JSAPI Payment

Point of sale

Smart POS

Smart BOX

Seamless AppCommerce

Pay with Wallet

Robust fraud detection and prevention

Seamless integrations with leading CMS

Licensed by The Central Bank of the UAE

Large PayBy user base

Dedicated support and account management

Easy scalability and customization

Simplified and integrated dashboard

Integration with Wage Protection System