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Payment with UnionPay

Pay safely for goods and services at merchants using your UPI Virtual Card.

Make Mobile Payments

Proven Technology 

Make Mobile Payments

World-class Security 

Make Mobile Payments

360 Ecosystem

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Convenient Payments

The UPI Virtual Card will allow you to make payments for goods and services at merchants which accept UnionPay International cards as a payment method. When you use your UPI Virtual Card, funds will be debited from your stored value balance held on your PayBy Wallet.

Tap & Pay on the go

You may make payments in-store by presenting your UPI Virtual Card at a contactless terminal, scanning the UPI Merchant’s QR Code or presenting your UPI QR Code for scanning by the UPI Merchant. You can also make payments by a single tap. Just using our Tap & Pay with your Android phone.

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Start Your Journey !

PayBy is now available on App Store, Google Play, HUAWEI AppGallery, and BOTIM.

More are coming...

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